Walking into a store and finding the perfect pair of shoes in just your size is great when it happens, but more often than not you’ll be shopping around for the right style and right fit. Mortgages are no different – rates change, products change and so do a buyer’s needs. Taking a good look… READ MORE
Whether you’re looking for a mortgage or not, what the Fed is up to with interest rates is on everyone’s radar these days. The upheaval caused by the pandemic set the economy on a new course that no one could have predicted in 2019. The economic stimulation that we enjoyed from years of low interest… READ MORE
There will be a number of questions that you have when you start looking to buy a house. How you’ll fund it is probably right up at the top of your list, along with number of bedrooms and what town it’s in. And if you’re not paying all cash for your new property, then you’re… READ MORE
One of the most important aspects of getting a mortgage is your credit score. You’ve seen the commercials on TV – someone wanting to buy a car or a house. They use a big company to check their score and then there’s that number in a circle with red or green around it. If you… READ MORE
Understanding Closing Costs Closing fees are a necessary part of getting a mortgage and the amount of them can affect your borrowing and your ability to buy a house. We always bring up the closing costs right away when we begin to work with a client, especially with first-time buyers. It’s important to know that… READ MORE
Our years of experience have taught us that no one should go into buying a house without knowing that they are pre-approved for a mortgage. Especially here in the Hamptons, where houses can get snapped up very quickly. Unless you are paying all cash, buying a house takes some forethought. It’s a big financial commitment… READ MORE